Insurance for Invisalign

What insurance covers Invisalign?

BY Dr. Rooz Khosravi

Do insurance cover the cost of aligner treatment?

Dental insurance plans are indifferent about the type of braces or aligners. Insurance providers typically cover 50% of the cost of orthodontic treatment, with a limit ranging from $1000 to $4000 the total dollar amount. Traditional braces are similar to clear aligners when it comes to orthodontic coverage.

Dental coverage by insurances for orthodontic care is a lifetime maximum compared to annual limits for dental care. For example, delta dental has an annual dental coverage which covers treatment plans including oral hygiene, crowns, fillings.

Delta Dental helps pay for orthodontic treatment depending on your insurance plan, such as HMO or PPO. The patient may have to cover some costs themselves, known as out-of-pocket expenses. Your plan’s premiums will also affect how much Delta Dental covers.

Dental coverage by insurances for orthodontic care is a lifetime maximum compared to annual limits for dental care. For example, delta dental has an annual dental coverage which covers treatment plans including oral hygiene, crowns, fillings. For orthodontic benefits depending of your dental insurance plans (HMO, PPO, premiums, and more), delta dental pays part of the treatment and the patient is responsible for the out-of-pocket costs.

What insurance coverage do you use for Invisalign treatment?

Most dental insurance plans have orthodontic benefits. Ask your insurance company about your dollar amount coverage, age limits, exclusions, and policy details.

Find out how much coverage you have. Inquire about any age limits that may apply. Understand what is not covered by your policy. Get all the details of your insurance policy.

Examples of insurance companies you can check are delta dental, cigna, Humana, Premera Blue Cross. Some of these insurance companies also offer medial health plan.

How much does Invisalign cost?

The cost of clear aligner treatment with the Invisalign appliance or other clear aligner systems ranges from $2500-$12000. This depends on the complexity of the treatment. The out of pocket costs for the patients

Do clear aligners cost differently compared to Invisalign Treatment?

Invisalign is one type of clear aligners. The cost of orthodontic care often does not depend on the appliances used. Invisalign and other aligner systems often have the same price. Orthodontic care is a service that focuses on improving oral health, rather than the products used by orthodontists.

What is the best insurance that covers adult orthodontics with Invisalign?

You need to find an insurance with no age limit to partly cover the cost of Invisalign treatment. Specific plans have a waiting periods. Don’t miss that.

Step one is to see 2-3 orthodontists. Find out the treatment options for your orthodontic care including aligner treatment.

Ask about the monthly payment plans for the offices that you visit. Invisalign often costs the same as traditional metal braces.

The cost of treatment depends on how complex and how long the treatment time is. The more complex the treatment, the higher the cost. Similarly, the longer the treatment takes, the higher the cost.

Can You Use Your FSA or HSA for Invisalign treatment?

health savings account (HSA) or flexible spending accounts (FSA) are two options to save on your aligner treatment cost. This is different from your health insurance coverage. You can have HSA or FSA accounts that are pre-taxed money allocated for health care expenses.

What are the financing options or payment plans for my aligner treatment?

Most orthodontic practices offer no interest financing options for orthodontic care. This includes all the visits, xrays, appliances like Invisalign or clear aligners, and retainers after the treatment.

Bellevue Invisalign insurance

FAQ about clear aligner treatment including Invisalign treatment

Is Invisalign really better than braces?

Not necessarily. Braces and aligners often work similarly. The aligner treatment needs commitment to adhere with 22 hours wear of aligners. The braces is better than Invisalign if you can’t wear the aligner full time.

Does Medicaid cover Invisalign?

Medicaid cover some orthodontic treatments. It depends on the orthodontist willing to use Invisalign. This is very uncommon since the Medicaid insurance offers limited dollar amount to fix the teeth.

Can braces or Invisalign make your teeth fall out?

No. Braces or aligner can cause tooth lose if you have gum disease. Poor oral hygiene with aligners (Invisalign) can cause serious bone lose and tooth decay

Does wearing Invisalign aligners only at night still work?

No. You need 22 hours of wear for aligner treatment including Invisalign to work. Most of the information on internet is marketing baseless claims. Don’t fall into the trap

Will I do any damage by forcing my retainer over my teeth?

Yes you could cause major damages to your teeth if you force your retainer or aligners that won’t fit on your teeth.

Do invisible braces have good results?

The result of orthodontic treatment is often less related to the type of braces. Invisible braces also known as Invisalign treatment is as good as other braces – if you wear them full time.

Do you believe aligner treatment for your children are worth the cost?

Yes. Orthodontic treatment for children worth all the effort and money. Read more about it here: all about kids braces.

Do you regret getting Invisalign treatment?

Some patients may switch from Invisalign to traditional braces if they have trouble wearing their aligners as instructed.

Do clear aligners (aka Invisalign) hurt the gums?

Ignoring brushing and flossing can harm the gums when using aligners. Also, if you don’t clean your aligner trays you can get major cavities.